Rates

*APY = Annual Percentage Yield. Rates are accurate as of 2/20/2024. Rates are subject to change without notice. Fees could reduce earnings. Dividend rate may change without notice after account opening.

*APY = Annual Percentage Yield. Rates are accurate as of 2/20/2024. Rates are subject to change without notice. Fees could reduce earnings. Dividend rate may change without notice after account opening.

*APY = Annual Percentage Yield. Rates effective 02/20/2024 and are subject to change without notice after account opening. $1,000.00 minimum deposit. Dividends calculated by daily balance of at least $1,000.00. No dividend will be earned in any dividend period if daily balance is below $1,000.00. Fees could reduce earnings 

*ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). All loans are subject to approval. Late payment fee is 5% of payment amount when more than 7 days late. Some restrictions apply. 

**Rates are subject to change without notice. Payment example:  Loan amount of $20,000 at 3.29% APR for 60 months would have a monthly payment of $362.00.

*ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). All loans are subject to approval. Late payment fee is 5% of payment amount when more than 7 days late. Some restrictions apply. Rates are subject to change without notice. Payment example:  Loan amount of $20,000 at 3.29% APR for 60 months would have a monthly payment of $362.00.

*ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). All loans are subject to approval. Late payment fee is 5% of payment amount when more than 7 days late. Some restrictions apply. Rates are subject to change without notice. Payment example:  Loan amount of $20,000 at 3.29% APR for 60 months would have a monthly payment of $362.00.

*ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). All loans are subject to approval. Late payment fee is 5% of payment amount when more than 7 days late. Some restrictions apply. Rates are subject to change without notice. Payment example:  Loan amount of $20,000 at 3.29% APR for 60 months would have a monthly payment of $362.00. 

*ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s).

*ANNUAL PERCENTAGE RATE (APR)

*(APR) Annual Percentage Rate. Variable APR range 11.24% - 18.00%. No annual fees or cash advance fees. Foreign transaction fees apply. All loans subject to approval. Rates may vary depending on credit worthiness. Some restrictions apply.

Consumer Credit Card Agreement and Disclosure (Preferred)

Consumer Credit Card Agreement and Disclosure (Signature)

APR = Annual Percentage Rate. Rates displayed are the lowest rates available for qualified borrowers. Actual rate, APR, and maximum financing options may differ based on loan characteristics and creditworthiness. ARM rates are based on an index and a margin; the index is the one-year constant maturity treasury rate; the margin varies by loan characteristics, such as the amount borrowed, Loan to Value, and creditworthiness. Annual rate cap of 2%; lifetime cap of 6%. Conventional rate assumptions for displayed rates: $400,000 purchase, $320,000 loan amount, 20% down payment, 760 Score, single family detached house in Chesapeake, VA. FHA rate assumptions for displayed rate: $400,000 purchase, $386,000 loan amount plus FHA UFMIP, 3.5% down payment, 680 Score, single family detached house in Chesapeake, VA. VA rate assumptions for displayed rate: $400,000 purchase, $400,000 loan amount plus VA Funding Fee, 0% down payment, 680 Score, single family detached house in Chesapeake, VA for a qualified Active-Duty Military or Veteran borrower. VA jumbo rate assumptions for displayed rate: $1,000,000 purchase, $1,000,000 loan amount plus VA Funding Fee, 0% down payment, 680 Score, single family detached house in Chesapeake, VA for a qualified Active-Duty Military or Veteran borrower. USDA rate assumptions for displayed rate: $400,000 purchase, $400,000 loan amount plus USDA Guarantee Fee, 0% down payment, 680 Score, single family detached house in a USDA designated area in Virginia. ABNB FCU is an Equal Housing Lender and practices Diversity, Equality, and Inclusion.

*APR = Annual Percentage Rate. APRs are fixed rates based on approved credit with an LTV of 80% to 100% and will not increase during the life of the loan. Available to members with qualifying credit. Some restrictions may apply. Closing costs will be applied if the loan is closed within the first two years.  Membership required. Homeowners insurance required. Interest may be tax deductible, consult your tax advisor. Maximum annual percentage rate will not exceed 18.00% APR.

**APR = Annual Percentage Rate. APR is variable based on Prime Rate. Rates and terms subject to change without notice. Available to members with qualifying credit. Some restrictions may apply. Closing costs will be applied if the loan is closed within the first two years. Membership required. Homeowners insurance required. Interest may be tax deductible, consult your tax advisor. Maximum annual percentage rate will not exceed 18.00% APR.